How it
Works

Employee Registration

If your employer is already partnered with Bingwa:
You're automatically onboarded into our system.
You'll receive a prequalified loan limit tailored to your salary

If your employer isn't partnered yet:
Let us know their details, and we'll handle the rest!

Apply Anytime, Anywhere

Apply for your salary advance through your preferred channel:
USSD: Dial our code *218*888# and follow simple steps.
Web Link: Access our portal from any device.  Apply now
Mobile App: Download for the fastest experience.

Instant Cash

Get your money instantly. No waiting for employer approvals -once you apply, your funds are sent to your mobile wallet or bank account within 2 minutes.

Hassle-Free Repayment

Repayments are automatically deducted from your salary at the end of the month. Easy, smooth, and hassle-free.