Bingwa Capital | Salary Advance

We are a lending platform targeting small and medium private firm employees to offer salary advance check off loans. Before you apply a loan with us ensure your employer is listed with us

+254 100 100 114

info@bingwacapital.co.ke

Welcome to

Bingwa Capital. Fast

Need cash fast? We’ve got you covered

Why
Bingwa?

Proposal

Need cash fast? We’ve got you covered. At Bingwa Capital, we’ve partnered with KCB Bank to deliver salary advances that are quick, hassle-free, and designed to meet your needs. Whether it’s school fees, emergency bills, or that project you’ve been postponing, we make borrowing Fast, Reliable, and Simple.

Fast Disbursement

We ensure funds are available when you need them most.

Reliable Systems

Our technology-driven solutions guarantee efficiency and transparency.

Affordable Rates (7.5%)

Competitive interest rates that work for both employees and employers.

Seamless Integration

Our check-off systems ensure minimal disruption to payroll processes.

- Purity Mwendwa
(Bingwa Capital Ltd)

Bingwa Capital imekua msaada mkubwa kwangu. Nilikuwa na emergency ya kulipia medical bill ya mtoto wangu, na ndani ya dakika mbili tu, pesa zilifika kwa M-Pesa yangu. Hakukuwa na haja ya guarantor au maombi magumu. Nimependa sana simplicity ya system yao.

- Morris Mutembei
(Bingwa Capital Ltd)

Sikuwahi kufikiria salary advance inaweza kuwa rahisi hivi. Hakuna paperwork wala kusumbua HR. Nilijaribu kwa USSD, na pesa zilikam instantly. Nashukuru Bingwa kwa kunifanya niwe na amani wakati wa emergencies.

- Martin Mugambi
(Coby Ceramics)

Siku moja nikiwa kazini nikakumbuka sijaweka pesa za rent. Nikajaribu Bingwa Capital kupitia app yao, na hata sijamaliza dakika mbili, rent ilikuwa sorted. Hakuna hidden fees, na interest yao iko fair kabisa!

- Brighton Mwenda
(Coby Ceramics)

Hii Bingwa system ni kama lifesaver kwa wasee wa job. Nilipewa limit yangu mapema, na nilipobonyeza apply, loan ilikam kwa M-Pesa yangu instantly. Hakuna stress ya kudai watu guarantor ama HR approvals. Perfect!

- Ndokie Lentarkush
(Coby Ceramics)

Mimi nilikuwa na shida kidogo ya kulipia school fees ya mtoto. Bingwa Capital walinisaidia bila stress yoyote. System yao ni clear, na unapewa pesa zako instantly. Nashukuru kazi yetu kwa kutuletea hii solution.

- Sandra Kaviti
(DRAK Holdings Kenya Ltd)

Before Bingwa Capital, kupata loan ya emergency ilikuwa ngumu sana. Sasa naweza kupata pesa instantly bila kuomba omba. Wanaelewa needs za employees na system yao ni very efficient.

- Peter Njenga
(DRAK Holdings Kenya Ltd)

Sikuwahi kudhani mshahara wangu inaweza kuwa na option ya advance hivi rahisi. Bingwa inakupatia exactly unahitaji, na hakuna drama ya kusubiri approvals za employer.

- Njeri Wanjiku
(Mile Stone Holdings)

Mara ya kwanza kutumia Bingwa nilihisi ni kama magic. Hii system yao ni user-friendly, na pesa zinakam haraka kuliko nilivyowahi kuona. Ningependekeza kwa kila employer ajiunge nao..

- James Otieno
(Sasa Delivers Ltd)

Bingwa Capital imenisaidia sana kusimama ki-financially. Nimekua nikipata salary advance kwa haraka, na repayment ni smooth kupitia payroll. No stress, no fees, just peace of mind.

- Faith Achieng
(Sasa Delivers Ltd)

Katika kazi yetu ya deliveries, mara nyingi tunakutana na emergencies. Bingwa Capital imenisaidia mara kadhaa kwa kuniwezesha kupata pesa instantly bila kusumbua HR. Sasa naweza plan maisha yangu bila stress yoyote.

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