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About Us

We've Been Thriving in 6 Years The Area

Founded in 2019, Bingwa Capital Ltd was established with a mission to redefine financial accessibility and empower individuals and organizations with fast, reliable, and simple financial solutions. Our journey began with a vision to bridge the gap between financial institutions and underserved employees in private firms, offering tailored salary advance solutions that meet their unique needs.

Who we are

We are a lending platform targeting small and medium private firm employees to offer salary advance check off loans.

Our Mission

To deliver fast, reliable, and simple financial solutions.

Our Vision

To be the most trusted partner in financial empowerment, transforming lives and businesses across Kenya and beyond.

What we do

At Bingwa Capital Ltd, we specialize in providing salary advances through strategic partnerships with private firms. Our services include:

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Salary Advances

Instant financial support for employees, empowering them to meet urgent needs without delays.

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Employer-Focused Solutions

Risk-free check-off systems that streamline the disbursement and repayment processes for employers.

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Customized Financial Products

Tailored solutions designed to suit the unique needs of our clients and partners.

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Impacts

Loans Disbursed

Over 13000 salary advances issued since our inception, impacting thousands of employees across diverse industries.

Customer Base Growth

From a humble beginning, we now serve a growing client base of 13000 active users.

Strategic Partnerships

Partnered with key organizations, including KCB Bank, to ensure seamless financial services.

Social Impact

Enabled financial freedom for employees, fostering productivity and peace of mind at work.

Your Benefits

Why Choose Us

  • Fast Disbursement We ensure funds are available when you need them most.
  • Reliable Systems Our technology-driven solutions guarantee efficiency and transparency.
  • Affordable Rates (7.5%) Competitive interest rates that work for both employees and employers.
  • Seamless Integration Our check-off systems ensure minimal disruption to payroll processes.
  • No hidden fees Zero Processing Fees and no joining fees. Signing up is 100% free.
  • Multiple Channels Flexibility to apply through USSD *218*888#, web, or mobile app.
  • No Guarantors Needed Borrow without involving your colleagues.
Our Feedback

What client says

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